Calculator
Project the future value of a monthly SIP at an expected rate of return.
Future value
₹50,45,760
FAQ
A Systematic Investment Plan (SIP) is a method of investing a fixed amount into a mutual fund at regular intervals, usually monthly. It enforces discipline and averages out your purchase price across market cycles.
Indian equity mutual funds have historically delivered 10–14% CAGR over 10+ year periods, but returns are never guaranteed. A conservative assumption of 10–12% is reasonable for long-term planning.
Yes. Long-term capital gains on equity SIPs above ₹1 lakh per year are taxed at 10% under current rules. Debt-fund SIPs are taxed at your slab rate. Verify the latest rules with a tax professional.
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